The term value date (as well as valuta) is derived from the Italian (valere - "to apply, to be worth"). The term is used in various forms in finance. In connection with a land charge, it can mean the amount of a claim to be secured on which this land charge is based. At the same time, however, value date can also mean that a loan is paid out.
The question is often asked how high the value of the land charge still is. This means, for example, that a land charge entered in the land register with a nominal value of EUR 100,000.00 only secures a loan of EUR 60,000.00, for example. Then the land charge is still valued at EUR 60,000.00.
